How To Save Money Without Giving Up Shopping

save money without giving up shopping We’re often told that to save money we need to make sacrifices. We need to cut the objectively ‘unnecessary’ expenses to save our money for what ‘should’ be our financial priorities – a house, bills and a couple of weeks of holidays a year.

But this is a load of crap.

You can decide what your financial priorities are and yes, one of them can be shopping. If shopping is something you love you don’t need to cut it. You can save money and go shopping. Truly. It’s possible.

Most of the money advice we’re told forgets that if you like doing something, you’re probably going to keep doing it unless you have a really good reason not to. And for most of us, there’s no seriously compelling reason. We want the clothes more than we want to be ‘good at saving’.

So instead of trying to ‘ban’ things (which only make me want to do them more), I’ve been embracing the fact I love doing certain things with my money and trying to figure out a way I can keep doing them while meeting my other goals.

My goal is to travel at the end of the year and for that I need money (especially since Australia is so far away from everything!). But I also just got my first ‘real’ job and would really love to buy some pretty dresses for work.

So how can I save money and go shopping? Like most problems, there’s a solution if you look hard enough. And even better, the solution doesn’t make me feel that sense of lack that drives me to go on a shopping spree (despite my best efforts).

So how am I doing it?
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24 Things I Love

24 things i love I’ve been wanting to start sharing a bit more of myself on this blog.

Even though I write about a lot of things that are very personal to me, I feel like I haven’t really said much about who I am. And that’s mainly because I suffer from thinking I’m an extremely boring, average person with nothing new to say. But this isn’t really true of me (and it’s not true of you either) so I thought that even though I think I’m a pretty boring person I’d share anyway.

Since I turned 24 a few weeks ago, I thought I’d share 24 things I love (and yes, I know a lot of them aren’t actual ‘things’ but you get the idea). So here they are, in no particular order:

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Some Thoughts On My Fear Of Getting Older (Even Though I’m Still In My Twenties)

fear of getting older portrait A few weeks ago I turned 24 and I really wasn’t excited about it.

I think that, like me, a lot of people have decided on an age that they believe to be their ‘prime’, their best, their pinnacle. It could be 18, 21, 25, 30 – whatever. But whatever it is, it’s the age we idealise and glamorise. It’s the age we find ourselves wishing we still were.

For me that age is 21.

Until I turned 21 I was so excited about birthdays. The world felt full of hope and opportunity – that there was still plenty of time to fulfil my potential and achieve all of the amazing things I dreamed of achieving.

It felt like time was on my side.

And then I turned 22. I hadn’t become everything I thought I’d be. I didn’t have it all together. I wasn’t working in my dream job (or have any clue what my dream job was). And every year past my ‘prime’ feels like another year of missed opportunities and unfulfilled potential. Another year of things I didn’t do and habits I didn’t stick to.

Now I know this all sounds a bit outrageous – feeling old at 24 shouldn’t really be a thing. And I honestly feel a bit stupid for even writing about it, but I know I’m not alone.

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Smart Twenties Book Club | Playing Big by Tara Mohr

playing big book club option 1 There’s a reason I chose Playing Big by Tara Mohr as the very first Book of the Month for the Smart Twenties Book ClubAnd to be honest with you it’s pretty selfish.

I chose this book because it’s what I really needed to read.

If there’s anything my obsession with personal development books has taught me it’s that I really am the only thing standing in my way. I am the one holding myself back. I am my biggest critic.

The Smart Twenties Book Club isn’t about me saying whether I think a book is good or bad or anything in between because really, it doesn’t matter. But I can tell you that my experience of this book was AMAZING.

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My Morning Routine | What I Do & Why I Do It

my morning routine3 I’m seriously in LOVE with my morning routine and since I’ve had a lot of questions about it after sharing this post, I thought I’d go into a little more detail.

While I love doing this routine every morning, this post isn’t about trying to get you to do it too (unless, like me, you’re a fan of unnecessarily elaborate plans). This post is just my way to share how I figured out what works best for me so that it might help you figure out the same.

I do this routine almost every morning, even if I need to be somewhere early. But I’m a morning person. The point of this whole thing is figuring out what will work for you, so I’ll just say now that if you’re not a morning person try to set yourself up with a morning routine that will give you the best chance of succeeding. Make sure you only choose a few things and be proud of yourself when you do them. This is about you, not about comparing yourself to anyone else.

Focus on your strengths instead of trying to improve your weaknesses.

As you read through what I do, try to think about whether it gels with you or whether it doesn’t. Don’t do something just because I’m doing it. My morning routine gets me feeling productive (important) and awake (very important) and ideally yours will do the same. There are a thousand ways to end up with that result, so what you come up with doesn’t have to look anything like mine.

But having said all of that, here’s what I do every morning and why:

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The Smart Twenties Book Club Is Finally Here

smart twenties book club I’m so excited to announce that the Smart Twenties Book Club is finally here!

If you follow this link you’ll find:

  • The (first ever) Smart Twenties Book Of The Month
  • A list of everything I read in 2014 (all 26 books)
  • What I’ve read so far this year (this list will be updated at the beginning of each month)
  • Blog posts and resources to help you make the time to read

And I’ll just tell you now – this Book Club is not perfect. But if I waited until I felt like it was exactly right then I’d never post it, so the reason I’m sharing it with you now is because done is better than perfect.

The Smart Twenties Book Club is a work in progress so if there’s anything you’d like to see more (or less) of, please send me an email at smarttwenties@gmail.com or leave me a comment below!

Thank you for patiently waiting for me to get my shit together and finally get this book club up and running! 

All my love,
Sam xx

P.S. You’ll always be able to get directly to the Smart Twenties Book Club by using the button in the sidebar or by bookmarking this link.

P.P.S. The easiest way to stay up to date with the #smarttwentiesbookclub is by following me on Instagram – you can find me at @smarttwenties

Am I The Only One Not Having Enough Fun In Their Twenties?

 photo not having fun2_zpstt4yyotd.jpg

I know it seems quite strange to be writing a post about not having enough fun.

Of all the things we need help with, having fun definitely isn’t one of the usual suspects. In fact, most people would probably say it’s the only thing we can do well.

But no, not me.

The other day I had a really sad realisation – I don’t have much fun.

I swear I’m not completely boring though. I do a lot of things I enjoy and LOVE doing. But the fun stuff? I seriously had to wrack my brain to come up with a list of things I do just for fun and even then I could barely list a handful.

It was so sad. Besides travel, there really isn’t that much fun in my life.

And to be honest, I feel like a pretty big loser for admitting that.

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