So I had written this HUGE monster post about how smoothing my expenses has been the best financial decision I have ever made.
(FYI smoothing your expenses just means putting money aside for your expenses in advance so you’re never caught out and it’s pretty. bloody. awesome.)
I wrote about the mindset you need to do it, how to figure out which expenses you need to smooth and exactly how to smooth them.
And then I read it and realised something pretty huge – no one was going to do it.
You probably know the kind of post. The one that makes you think “yeah I should totally do that” and then you never, ever do it. Or maybe you try it for a week or two but then it’s all too much so you just stop and go back to what you were doing before.
There are already more than enough blog posts and articles like that in the world – way more than enough – and I don’t really feel like the world needs another.
So I’m going to leave that post sitting in my little draft pile for now and instead I’m going to share what I like to call the ‘warm up’ or the ‘baby step’ to smoothing your expenses. It’s something you can actually do without feeling totally overwhelmed and you might even be able to do it for more than two weeks without throwing in the towel.